Monday, May 4, 2015

Tanzania Postal Bank,Relationship Officer Jobs in Tanzania



Tanzania Postal Bank (TPB) seeks to appoint dedicated, self-motivated and
highly organized Relationship Officer (1 position) to join Directorate of
Retail and Business Banking.

JOB SUMMARY:
Relationship Officer will be dealing with developing business relationship
with the Bank clients so as to grow loan portfolio to set levels as per
allocated targets. Also to harvest the business r
elationship with client so
as to drive service usage and grow deposits from SME's clients.

Reporting Line: Branch Manager
Locations: Iringa
Work Schedule: As per TPB Staff regulations
Salary: Commensurate to the Job Advertised

KEY RESPOSIBILITIES
· Customer acquisition by actively soliciting potential clients
· Managing the bank’s loan portfolio by ensuring close follow ups of their
respective customers.
· Directly work with customers to deepen existing relationships through the
analyses of needs and provision of products and services.
· Creatively tailor products to meet individual customer needs.
· Responsible for the growth of quality Business loans portfolio
· Analyses and reviews quality of potential and existing business to ensure
maximum profitability.
· Maintain accurate and up-to-date records of all actual and attempted
customer interactions.
· Conduct customer meetings that have defined call objectives, desired
outcomes and a wellconstructed plan.
· Provide feedback to senior management, marketing and product management
on customer’s needs and the efficiency of marketing strategies and tactics.
· Liaise and provide leadership in areas of expertise, particularly in the
provision of products and services to customers.
· After consideration of individual case merits, recommend credits
applications for approval by relevant authorities.
· Manages credit quality standards through effective management of risk
according to the Credit manuals and policy.
· Be conversant with the AML/CDD requirements. Undertake actions to ensure
compliance and report suspicions. Exercise due care and diligence in
ensuring all anti-money laundering and CDD requirements are complied with.
· Guide prospective customers who come over the counter for enquiries.
· Perform any other duties as may be assigned by Branch manager from time
to time.
· Comply with the Policies and standards, Local laws and Regulations,
Controls and Procedures of the Bank.
· Scrutinize loan applications, to review feasibility reports and prepare
appraisal reports and accompanying memorandum for action of by relevant
loan sanctioning authority.
· Verify loan application forms, crosschecking the requirements and advise
customers accordingly.
· Maintain borrower’s files and ensure that all pre-disbursement conditions
are fulfilled.
· Ensure that loan installments from customers are posted into relevant
accounts.
· Follow-ups on non-performing loans/customers that are not paying their
loan as per the agreement.
· Ensure that weekly, monthly, quarterly, annual and any other reports on
loan portfolio are accurate, complete, and prepared on schedule.
· Prepare all branch returns and ensure they are in accordance with the
credit policy and lending manual.
· Verify postings of loan administration fees for customers whose loans
have been disbursed.
· Ensure proper filling of customer credit documents and correspondents.
· Improving the quality of our data by ensuring all their customers data is
captured as per KYC set rules and regulations.

EXPERIENCE AND KNOWLEDGE REQUIRED
Education:
Bachelor degree in Banking, Accounting, Sociology, Economics, Marketing,
Business Administration, Actuarial Science, or Any other Related Fields.

Skills / Attributes:
· Strong leadership & people management skills
· Positive and Optimistic attitude.
· High levels of Personal Motivation to achieve set targets
· Team player

The position will attract a competitive salary package, which include
benefits. Applicants are invited to submit their resume (indicating the
position title in the subject heading) via e-mail to:
recruitment@postalbank.co.tz.

Applications via other methods will not be considered.
Applicants need to submit only the Curriculum Vitae (CV) and the letter of
applications starting the job advertised and the location. Other
credentials will have to be submitted during the interview for authentic
check and other administrative measures and should not in any way be
attached during application.

Tanzania Postal Bank is an Equal Opportunity Employer and is very committed
to environmental, health and safety Management.

Tanzania Postal Bank has a strong commitment to environmental, health and
safety management.

Late applications will not be considered. Short listed candidates may be
subjected to any of the following: a security clearance; a competency
assessment; physical capability assessment and reference checking.

Please forward your applications before 10th May, 2015

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