Friday, February 27, 2015

Tanzania Postal Bank (TPB) ,Credit Officer Jobs in Tanzania



Tanzania Postal Bank (TPB) seeks to appoint dedicated, self-motivated and
highly organized Credit Officer (1 position) to join the Retail Business
Banking team.

The work station is Head Office.

Reporting Line: Chief Manager Personal Loans
Locations:    Head Offi
ce
Work Schedule: As per TPB Staff regulations
Division:    Personal Loans
Salary:    Commensurate to the Job Advertised

Essential Duties and Responsibilities:-
Working with reputable employers/Pension Funds to deepen and secure new
Personal loans customer relationships through the analyses of needs and
provision of products and services.
    Creatively, contribute on tailor products to meet individual customer
needs
    Driving a hand for the growth of quality loans (Personal loans
Consumer, loan to pensioners and other related products) loans portfolio
    Process loan application forms/credit proposals received from
applicants, and at branches, crosschecking the requirements and submit them
with recommendations to the concerned higher authorities for approval
    Liaise and provide leadership in areas of expertise, particularly in
the provision of products and services to customers.
    Manages credit quality standards through effective management of risk
according to the Credit Manual Policy.
    Be conversant with the AML/CDD requirements. Undertake actions to
ensure compliance and report suspicions. Exercise due care and diligence in
ensuring all
anti-money laundering and CDD requirements are complied with.
    Guide prospective customers who come over the counter for inquiries
    Comply with the policies and standards, Local Laws and Regulations,
Controls and Procedures of the bank
    To assist in liaising with centralized employers and Pension Funds for
effecting prompt instalment deductions and pension proceeds from employees'
salaries/pensions before granting loans to respective applicants.
    Ensure that weekly, monthly, quarterly, annual and any other reports
are accurate, complete and prepared on schedule
    Participate in conducting customer meetings that have defined core
objectives, desired outcomes and a well-constructed branch plan.
    Maintain borrower's files and ensure that all pre-disbursement
conditions are fulfilled.
    Carry out regular follow-ups on loan recoveries/cheques/TISS
collections from employers
    Ensure that pension proceeds and loan instalments from customers are
posted into relevant accounts accordingly.
    Perform any other duties as may be assigned by BFO/Branch Manager from
time to time.

POSITION OBJECTIVE
    Assisting in acquiring of profitable new customers for the personal
loans segment through the creation, development and maintenance of high
quality advisory relationships, that includes effective consultative
personal selling and creating structuring of financial solutions.
    Marketing and managing of personal loans customer relationships
through pro-active
and consultative approach and detailed understanding of new/existing
customers' business(es) to enhance profit

KEY RELATIONSHIPS
•    Internal: All TPB Staff
•    External: Regulators/Customers/Clients

EXPERIENCE AND KNOWLEDGE REQUIRED
Education: Bachelor degree/Advance diploma    in Banking, Economics,    and
commerce, Marketing Business    Administration, Finance    or
Accounting from any recognized University    or equivalent.

Experience:
•    Experience from a financial institution or related discipline will be
an added advantage
•    Working knowledge of Equinox functionality
•    She/he should be computer literate with excellent command of Excel and
Word Processing
•    Added skills and certifications in Risk Marketing activities

Skills / Attributes:
•    Strong leadership & people management skills
•    Positive and Optimistic attitude
•    Prioritize Tasks
•    Team player

The position will attract a competitive salary package, which include
benefits. Applicants are invited to submit their resume (indicating the
position title in the subject heading) via e-mail to:
recruitment@postalbank.co.tz.

Applications via other methods will not be considered. Applicants need to
submit only the Curriculum Vitae (CV) and the letter of applications
starting the job advertised and the location. Other credentials will have
to be submitted during the interview for authentic check and other
administrative measures and should not in any way be attached during
application.

Tanzania Postal Bank is an Equal Opportunity Employer and is very committed
to environmental, health and safety Management.

Tanzania Postal Bank has a strong commitment to environmental, health and
safety management. Late applications will not be considered. Short listed
candidates may be subjected to any of the following: a security clearance;
a competency assessment; physical capability assessment and reference
checking.

Please forward your applications before 9th March, 2015

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