Thursday, July 5, 2012

Mkombozi Commercial Bank Credit Supervisors Jobs Vacancies in Tanzania

Job Title: Credit Supervisor (3)
Category: Accountancy, Finance & Insurance
Location: Dar es Salaam, Tanzania

Employment Type: Full-Time
Summary: Mkombozi Commercial Bank Plc

Key Responsibilities
Recommend approval of loans applications within policy guidelines
Regularly review non -performing classes of outstanding loans and initiates plans/strategies for recovery of those loans;

Administering group loans application, appraisal and disbursement; Administering Group formation in corroboration with branch manager and head of credit;

Training Customers the use of Bank products;

Managing loan portfolio to ensure that the portfolio at risk is very small; Preparation of portfolio monthly and Quarterly reports;

Answer enquiries concerning loan balances, penalties and credit standing of customers;

Keep records of arrears (behind in payments) and prepare routine letters or make telephone calls requesting payment;

Make recommendations to the Head of Credit and Branch Manager about the likelihood of recovering loans and whether legal action will be required; Prepare reports on credit ratings of customers;

Relocates, identifies, seeks contact with defaulters and reminds them of their obligations towards the bank and/or discusses with them how to serve the outstanding loan. This shall involve a re-analysis of the defaulter's financial status followed by a comprehensive agreement with the customer on a rescheduled repayment plan;

Properly classifies all loans under his/her control and informs Head of Credit of necessary provisions every month;

Performs daily, weekly: monthly loan accounting work, as required for off balance sheet loans (written off);

Compiles all required periodic recovery returns for the Branch;

To ensure strict and continuous follow-up of his/her outstanding portfolio by checking the daily up-dated arrears list;

To ensure that records of all loans paid off are properly filed away and securities are delivered to legitimate owners;

Performs other duties that may be assigned from time to time

Qualifications & experience required
Degree in a relevant field (Masters preferred)
A minimum of 5 years working experience within the Banking services sector. Substantial experience in credit analysis for retail banking
Excellent communication skills
Kindly send your application online.

Managing Director
Mkombozi Commercial Bank Plc
P.O. Box 3844B
Dar es Salaam

Deadline: 07/07/2012

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